Credit Risk Data Scientist II

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Credit Risk Data Scientist II based in United States.

This role is responsible for overseeing the development, validation, and ongoing performance of credit risk models supporting consumer lending portfolios.

You will help ensure models used for credit decisions, loss forecasting, risk management, and regulatory reporting remain accurate, effective, and well governed.

The position combines advanced data science and statistical modeling with deep knowledge of consumer credit and regulatory expectations.

You will work across model development, validation, monitoring, governance, stress testing, and CECL-related activities.

The role offers significant exposure to machine learning, econometric techniques, macroeconomic scenarios, and credit risk frameworks.

You will partner with senior leaders, auditors, regulators, and cross-functional teams to communicate model performance and risk implications.

This fully remote opportunity is ideal for an experienced quantitative professional who can combine technical depth with strong business judgment.